Microsoft Phi-4 vs Stable Code 3B

Performance benchmarks + pricing comparison — updated April 2026

Microsoft Phi-4

Microsoft

Microsoft's compact 14B model with strong reasoning and coding capability. Excellent value for small-scale deployments.

Input	$0.100/M
Output	$0.300/M
Context	128K tokens
Best For	Edge deployments, local inference, budget coding
Benchmark	45/100

Stability AI

Stability AI's code-focused model. Small, efficient model for code completion and generation.

Input	$0.050/M
Output	$0.200/M
Context	32K tokens
Best For	Code completion, IDE integration, lightweight coding assistant

Estimated cost per project with 30% cache hit rate. Actual costs may vary based on usage patterns.

Scenario	Microsoft Phi-4	Stable Code 3B	Savings
Small Script (1K lines)	$0.01	<$0.01	Stable Code 3B saves <$0.01 (38%)
Medium Feature (10K lines)	$0.10	$0.06	Stable Code 3B saves $0.04 (39%)
Large Project (50K lines)	$0.47	$0.29	Stable Code 3B saves $0.19 (39%)
Code Review (5K lines)	$0.02	$0.01	Stable Code 3B saves $0.01 (45%)

Stable Code 3B wins on both price and performance — $0.050/M input with a benchmark score of N/A/100.

For most developers, this is the clear choice between these two models.

Anthropic's balanced model for coding and general tasks. Best price-performance ratio in the Claude family.

Anthropic's most powerful model. Best for complex reasoning and challenging coding tasks.

Previous generation Sonnet. Still excellent for coding tasks at the same price point.

Fast, cost-effective model for high-volume tasks. Great for code review and simple queries.

First generation Opus. Highest reasoning capability in the Claude 3 family.

First generation Sonnet. Balanced performance for general tasks.