OpenAI o3 vs Phi-4 Mini

Performance benchmarks + pricing comparison — updated April 2026

OpenAI o3

OpenAI

Next generation reasoning model. Improved coding and math over o1.

Input$10.00/M
Output$40.00/M
Context200K tokens
Best ForAdvanced coding, complex problem-solving
Benchmark85/100

Phi-4 Mini

Microsoft

Microsoft's latest small model with improved coding ability. Better than Phi-3 for developer tasks.

Input$0.100/M
Output$0.300/M
Context128K tokens
Best ForCoding assistance, lightweight development tools

Cost Comparison by Scenario

Estimated cost per project with 30% cache hit rate. Actual costs may vary based on usage patterns.

ScenarioOpenAI o3Phi-4 MiniSavings
Small Script (1K lines) $1.55 $0.01 Phi-4 Mini saves $1.54 (99%)
Medium Feature (10K lines) $11.50 $0.10 Phi-4 Mini saves $11.40 (99%)
Large Project (50K lines) $57.50 $0.47 Phi-4 Mini saves $57.02 (99%)
Code Review (5K lines) $2.75 $0.02 Phi-4 Mini saves $2.73 (99%)

Verdict

Phi-4 Mini wins on both price and performance — $0.100/M input with a benchmark score of N/A/100.

For most developers, this is the clear choice between these two models.

Compare with Other Models