Mistral Small 3 vs Microsoft Phi-4

Performance benchmarks + pricing comparison — updated April 2026

Mistral Small 3

Mistral

Mistral's cost-effective model. Very affordable for general-purpose tasks.

Input$0.100/M
Output$0.300/M
Context32K tokens
Best ForHigh-volume tasks, cost optimization
Benchmark42/100

Microsoft Phi-4

Microsoft

Microsoft's compact 14B model with strong reasoning and coding capability. Excellent value for small-scale deployments.

Input$0.100/M
Output$0.300/M
Context128K tokens
Best ForEdge deployments, local inference, budget coding
Benchmark45/100

Benchmark Performance Comparison

Third-party benchmark scores — higher is better. Data sourced from SWE-bench, LiveCodeBench, HumanEval, and BigCodeBench.

BenchmarkMistral Small 3Microsoft Phi-4Leader
Overall Score 42 45 Microsoft Phi-4 leads by 3pts
SWE-bench Verified 35 38 Microsoft Phi-4 leads by 3pts
LiveCodeBench 44 46 Microsoft Phi-4 leads by 2pts
HumanEval 65 68 Microsoft Phi-4 leads by 3pts
BigCodeBench 28 30 Microsoft Phi-4 leads by 2pts

Cost Comparison by Scenario

Estimated cost per project with 30% cache hit rate. Actual costs may vary based on usage patterns.

ScenarioMistral Small 3Microsoft Phi-4Savings
Small Script (1K lines) $0.01 $0.01 Mistral Small 3 saves <$0.01 (0%)
Medium Feature (10K lines) $0.10 $0.10 Mistral Small 3 saves <$0.01 (0%)
Large Project (50K lines) $0.47 $0.47 Mistral Small 3 saves <$0.01 (0%)
Code Review (5K lines) $0.02 $0.02 Mistral Small 3 saves <$0.01 (0%)

Value Analysis (Price per Benchmark Score Point)

Lower is better — how much you pay for each point of benchmark performance.

ModelOverall ScorePrice per Score PointVerdict
Mistral Small 3 42 $0.002/pt Better value
Microsoft Phi-4 45 $0.002/pt Higher cost per point

Mistral Small 3 delivers the best value at $0.002 per score point.

Strengths & Weaknesses

Mistral Small 3

  • + Ultra-cheap
  • - Very limited capabilities

Microsoft Phi-4

  • + Small model, runs locally
  • - Limited capacity

Verdict

Mistral Small 3 is cheaper at $0.100/M, but Microsoft Phi-4 scores higher on benchmarks (45 vs 42).

Choose Mistral Small 3 for cost-sensitive projects, Microsoft Phi-4 when performance matters most.

Compare with Other Models