GPT-4 Turbo vs Microsoft Phi-4

Performance benchmarks + pricing comparison — updated April 2026

GPT-4 Turbo

OpenAI

Previous generation high-performance model. Good for complex reasoning tasks.

Input$10.00/M
Output$30.00/M
Context128K tokens
Best ForComplex reasoning, data extraction, analysis
Benchmark70/100

Microsoft Phi-4

Microsoft

Microsoft's compact 14B model with strong reasoning and coding capability. Excellent value for small-scale deployments.

Input$0.100/M
Output$0.300/M
Context128K tokens
Best ForEdge deployments, local inference, budget coding
Benchmark45/100

Benchmark Performance Comparison

Third-party benchmark scores — higher is better. Data sourced from SWE-bench, LiveCodeBench, HumanEval, and BigCodeBench.

BenchmarkGPT-4 TurboMicrosoft Phi-4Leader
Overall Score 70 45 GPT-4 Turbo leads by 25pts
SWE-bench Verified 64 38 GPT-4 Turbo leads by 26pts
LiveCodeBench 72 46 GPT-4 Turbo leads by 26pts
HumanEval 88 68 GPT-4 Turbo leads by 20pts
BigCodeBench 56 30 GPT-4 Turbo leads by 26pts

Cost Comparison by Scenario

Estimated cost per project with 30% cache hit rate. Actual costs may vary based on usage patterns.

ScenarioGPT-4 TurboMicrosoft Phi-4Savings
Small Script (1K lines) $1.25 $0.01 Microsoft Phi-4 saves $1.24 (99%)
Medium Feature (10K lines) $9.50 $0.10 Microsoft Phi-4 saves $9.40 (99%)
Large Project (50K lines) $47.50 $0.47 Microsoft Phi-4 saves $47.02 (99%)
Code Review (5K lines) $2.50 $0.02 Microsoft Phi-4 saves $2.48 (99%)

Value Analysis (Price per Benchmark Score Point)

Lower is better — how much you pay for each point of benchmark performance.

ModelOverall ScorePrice per Score PointVerdict
GPT-4 Turbo 70 $0.133/pt Higher cost per point
Microsoft Phi-4 45 $0.002/pt Better value

Microsoft Phi-4 delivers the best value at $0.002 per score point.

Strengths & Weaknesses

GPT-4 Turbo

  • + Proven model
  • + Large context
  • - Superseded by GPT-4o

Microsoft Phi-4

  • + Small model, runs locally
  • - Limited capacity

Verdict

Microsoft Phi-4 is cheaper at $0.100/M, but GPT-4 Turbo scores higher on benchmarks (70 vs 45).

Choose Microsoft Phi-4 for cost-sensitive projects, GPT-4 Turbo when performance matters most.

Compare with Other Models