GPT-3.5 Turbo vs Phi-4 Mini

Performance benchmarks + pricing comparison — updated April 2026

GPT-3.5 Turbo

OpenAI

Budget model for simple tasks. Being phased out but still widely used.

Input$0.500/M
Output$1.50/M
Context16K tokens
Best ForSimple chatbots, basic text generation
Benchmark40/100

Phi-4 Mini

Microsoft

Microsoft's latest small model with improved coding ability. Better than Phi-3 for developer tasks.

Input$0.100/M
Output$0.300/M
Context128K tokens
Best ForCoding assistance, lightweight development tools

Cost Comparison by Scenario

Estimated cost per project with 30% cache hit rate. Actual costs may vary based on usage patterns.

ScenarioGPT-3.5 TurboPhi-4 MiniSavings
Small Script (1K lines) $0.06 $0.01 Phi-4 Mini saves $0.05 (80%)
Medium Feature (10K lines) $0.48 $0.10 Phi-4 Mini saves $0.38 (80%)
Large Project (50K lines) $2.38 $0.47 Phi-4 Mini saves $1.90 (80%)
Code Review (5K lines) $0.13 $0.02 Phi-4 Mini saves $0.10 (80%)

Verdict

Phi-4 Mini wins on both price and performance — $0.100/M input with a benchmark score of N/A/100.

For most developers, this is the clear choice between these two models.

Compare with Other Models